Florida Homeowners: Are You Owed Unclaimed Surplus Funds from a Foreclosure Sale?

Did you know that thousands of Florida homeowners are leaving money on the table after a foreclosure sale? If your home was foreclosed, you may be entitled to unclaimed surplus funds—money that rightfully belongs to you. Many homeowners are unaware of this opportunity, and as a result, millions of dollars remain uncollected each year. Read on to learn how you can check if you have surplus funds waiting and how to claim them before it’s too late.

What Are Surplus Funds?
When a foreclosed property is sold at auction, the sale price sometimes exceeds the total amount owed on the mortgage, property taxes, and liens. The remaining balance is called surplus funds. By law, these funds belong to the former homeowner. However, if they are not claimed within a certain timeframe, they may be forfeited to the state.

How to Find Out If You Have Unclaimed Foreclosure Surplus Funds
Many Florida homeowners search for terms like:

  • "How to claim surplus funds after foreclosure in Florida"

  • "Do I have unclaimed foreclosure money?"

  • "Surplus funds recovery services near me"

  • "Foreclosure auction surplus funds Florida"

If you’ve lost a home to foreclosure, here’s how to check if you have unclaimed funds:

  1. Check with the Clerk of Court: Each county in Florida maintains foreclosure records. Visit the website of the Clerk of Court where your foreclosure took place and search for surplus funds listings.

  2. Review Foreclosure Sale Records: The auction results will indicate if a surplus was generated.

  3. Consult a Surplus Funds Recovery Expert: Navigating the claims process can be complex. A professional can help you file the necessary paperwork and ensure a smooth recovery process.

Why Homeowners Fail to Claim Their Surplus Funds
Despite the availability of surplus funds, many homeowners fail to claim them due to:

  • Lack of awareness

  • Confusion about the claims process

  • Legal complications (such as probate issues)

  • Misinformation from third parties

Act Fast: There’s a Time Limit to Claim Your Surplus Funds!
In Florida, there is a limited window to claim foreclosure surplus funds before they are transferred to the state. Don’t let your rightful money slip away—take action today!

Need Help Claiming Your Surplus Funds?
If you’re unsure where to start or need assistance in filing a claim, Visionary Surplus Recovery can help. We specialize in helping homeowners recover unclaimed foreclosure funds quickly and efficiently. Contact us today for a free consultation and secure the funds that belong to you.

Don't Wait—Check for Your Surplus Funds Today!
Click here to schedule your free surplus funds consultation and take the first step toward reclaiming what’s rightfully yours.